Free California Working Past 65 Medicare Guide
Turning 65 in California and Still Working?
Get the free California Working Past 65 Medicare Guide and learn what to check before making decisions about Part B, employer coverage, HSA contributions, spouse coverage, COBRA, and retirement.

- How company headcount dictates your Part B timing
- What happens to your younger spouse's coverage
- The 6-month retroactive HSA penalty to avoid
What you’ll learn
- What to gather before making a Medicare decision
- Questions to ask if you’re still working at 65
- Why employer size can matter
- HSA timing questions to review
- What to consider if you’re covered through a spouse or Covered California
California Focused
Still-Working-at-65 Guidance
Direct Help From Scott
Medicare With Scott helps Californians understand Medicare timing, employer coverage, HSAs, spouse coverage, and other decisions that can come up around age 65.

Meet your guide
Scott Bubel
California Licensed Health Insurance Agent · CA License #4570095
Scott Bubel is a California-licensed health insurance agent focused on helping people understand Medicare in plain English. You work directly with Scott — not a call center or rotating group of agents.
