Protect the subsidy
Most people eligible for Part A without a premium should not continue receiving financial help for their own marketplace coverage after Medicare eligibility begins. Reconcile the exact dates with Covered California.
Covered California transition
Turning 65 With Covered California? Coordinate the Dates Carefully.
Medicare eligibility can affect marketplace financial help. Plan the transition before Medicare begins so your coverage and subsidy dates line up.
What we’ll sort out
- When Medicare eligibility affects premium tax credits
- How to end marketplace coverage for the right household member
- How to avoid a gap between plans
- What coverage may remain for a younger spouse
Update only who is changing
If a spouse or dependent remains on the marketplace plan, coordinate the household update rather than automatically ending coverage for everyone.
Confirm both effective dates
Verify when Medicare starts and when Covered California ends. Keep written confirmation and do not cancel current coverage before the replacement date is certain.
One-on-one Medicare guidance