Use the timing advantage
Your six month Medigap open enrollment period starts when you are 65 or older and enrolled in Part B. During this window, health questions generally do not affect access.
Medicare Supplement insurance
Medigap: More Predictability Alongside Original Medicare.
A Medicare Supplement policy helps pay certain costs left by Original Medicare. You keep Original Medicare and usually add a separate Part D plan.
What we’ll sort out
- How standardized lettered plans compare
- Your Medigap open enrollment window
- Premiums and possible future increases
- Adding separate prescription drug coverage
Separate plan from company
Benefits for the same lettered Medigap plan are standardized, but premiums, service, household discounts, and rate history can differ by insurer.
Pair it with Part D
Medigap plans sold today do not include outpatient drug coverage, so most people add a separate Part D plan.
One-on-one Medicare guidance